Medical
Cigna
2024 Benefit Summaries
This link leads to the machine readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.
Health Savings Account
HSA Bank
A Health Savings Account (HSA) is a tax-free account that earns interest. Once the account is set up you can then make contributions to your HSA account via payroll throughout the year. You can then use the HSA to pay for eligible health care expenses, such as copays, deductibles, coinsurance, and other out-of-pocket dental, vision, and prescription drug expenses. Your account balance can carry over from year to year, and you can take it with you if you leave the City.
The City of Lee’s Summit allows you to contribute to one or both flexible spending accounts, which allow you to save taxes on certain out-of-pocket health care and dependent care expenses.
You have until March 31, 2024 to submit claims for 2023 services that occurred prior to 1/1/2024. If you have money remaining in your FSA account from the 2023 calendar year, you can carryover up to $570 if you are enrolled in the FSA for 2024.
Additional Documents
Dental
Cigna
Vision
MetLife
Life Insurance
City of Lee’s Summit offers life insurance coverage to provide financial protection in the event of a loss. In addition to your Basic Life/AD&D benefit, you may purchase Voluntary Life/AD&D Insurance not only for yourself, but also for your spouse and your dependent children. However, you may only elect coverage for your dependents if you enroll for Voluntary Life/AD&D coverage for yourself.
Benefit Summaries
The Hartford Additional Documents
The Hartford
Disability Coverage
The City of Lee’s Summit provides full-time employees with short term disability income benefits, and pays the full cost of this coverage. In the event you become disabled from a non work-related injury or sickness, disability income benefits are provided as a source of income.
If you remain totally disabled and unable to work for more than 90 days, you may be eligible for Long-Term Disability (LTD) benefits. The City of Lee’s Summit automatically provides you LTD benefits that replaces up to 60% of your base pay, up to a maximum of $3,000 per month.
The City of Lee’s Summit provides full-time employees with short term disability income benefits, and pays the full cost of this coverage. In the event you become disabled from a non work-related injury or sickness, disability income benefits are provided as a source of income.
If you remain totally disabled and unable to work for more than 90 days, you may be eligible for Long-Term Disability (LTD) benefits. The City of Lee’s Summit automatically provides you LTD benefits that replaces up to 60% of your base pay, up to a maximum of $3,000 per month.
The Hartford
Employee Assistance Program
Accident Insurance
The City of Lee’s Summit provides the option for employees to purchase Accident Insurance on a group basis. The Accident policy pays a cash benefit if a covered person is injured as the result of a covered accident. Benefits are intended to help employees and their loved ones handle the out-of-pocket expenses that can follow an accidental injury. Lump sum benefits are paid to the insured/beneficiary based upon a schedule of benefits. Coverage is available for Employee, Employee and Spouse, and Employee and Children, and Family.
Benefit Summary
Additional Documents
Critical Illness
The City of Lee’s Summit provides the option for employees to purchase Guaranteed Issue Critical Illness Insurance. Benefits are payable directly to the insured upon diagnosis of a covered illness such as cancer, benign brain tumor, heart attack, heart transplant, coronary artery bypass, angioplasty, stroke, aneurysm, major organ transplant, end stage renal failure, coma, paralysis, loss of vision, loss of speech, loss of hearing, bone marrow transplant, advanced Parkinson’s, ALS, and advanced multiple sclerosis.
Benefit Summary
Additional Documents
Universal Life Events with Long Term Care
The City of Lee’s Summit provides the option for employees to purchase Universal LifeEvents with Long Term Care Insurance. Universal LifeEvents pays a higher death benefit during the working years when expenses are high. At age 70, when financial needs are typically lower, the death benefit reduces. Living Benefits do not reduce; they continue throughout retirement to match the greater need for long-term care.
Benefit Summary
Savings Plans
Nationwide Retirement Solutions
Mission Square Retirement
Missouri's Most
Missouri Lagers
SupportLinc
The Hartford
The Hartford
Trustmark
457 Plans
The City of Lee’s Summit offers two supplemental retirement savings plans called 457 deferred compensation plans. The City’s plans are offered through Nationwide Retirement Solutions and Mission Square Retirement. This is an opportunity for you to save money for your retirement through pretax contributions from your paycheck into your 457 account.
Missouri’s 529 College Savings Plan - MOST 529 Plan
The State of Missouri sponsors the MOST college tuition savings plan. You can open an account for a child, grandchild, friend, or even yourself. The only rule is that the beneficiary must be a U.S. citizen or resident alien with a valid Social Security number or other taxpayer identification number.
Missouri Local Government Employees’ Retirement System - LAGERs
LAGERS is a non-profit public pension system for local government employees in Missouri. The City of Lee’s Summit makes 100% of the contribution to LAGERS on your behalf. This plan provides you a monthly benefit for life upon retirement. Your benefit is vested after 5 years of service. Your monthly lifetime benefit is calculated based on the City’s L-6 benefit program multiplier (2%) x your credited service x your final average salary.
Normal retirement for general employees is age 60 and age 55 for sworn fire and police officers.
220 SE Green
Lee's Summit, MO 64063
This information, including any summaries or videos, is for the our employees. These documents and videos contain only a partial description of the benefits, limitations, exclusions and other provisions of these plans mentioned. It is not a policy. It is a general overview only. It does not provide all the details of this coverage, including benefits, exclusions and policy limitations. In the event there are discrepancies between these documents and videos, the terms and conditions of the policy will govern.